/*
Theme Name: Dhruv Investment
Theme URI: https://dhruvinvestment.com
Author: Dhruv Investment
Author URI: https://dhruvinvestment.com
Description: A premium, mobile-first WordPress theme for Dhruv Investment — a trusted investment firm.
Version: 1.2.0
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: dhruv-investment
Tags: investment, finance, business, professional, responsive
*/

/* =============================================
   DESIGN TOKENS & CSS VARIABLES
   ============================================= */
:root {
  --gold: #C9A84C;
  --gold-light: #E8C97A;
  --gold-dark: #9A7930;
  --navy: #0f133a;
  --navy-mid: #151a4a;
  --navy-light: #1e2560;
  --charcoal: #0b0f2e;
  --white: #FFFFFF;
  --off-white: #F5F3EE;
  --muted: #8A8FAA;
  --border: rgba(201,168,76,0.2);

  --font-display: 'Cormorant Garamond', Georgia, serif;
  --font-body: 'DM Sans', sans-serif;

  --radius: 4px;
  --radius-lg: 12px;
  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  --shadow: 0 20px 60px rgba(0,0,0,0.3);
  --shadow-gold: 0 8px 32px rgba(201,168,76,0.2);
}

/* =============================================
   RESET & BASE
   ============================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-body);
  background: var(--navy);
  color: var(--off-white);
  line-height: 1.6;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }

/* =============================================
   TYPOGRAPHY
   ============================================= */
h1, h2, h3, h4, h5 {
  font-family: var(--font-display);
  line-height: 1.15;
  font-weight: 600;
}

h1 { font-size: clamp(2.8rem, 7vw, 5.5rem); }
h2 { font-size: clamp(2rem, 4.5vw, 3.5rem); }
h3 { font-size: clamp(1.4rem, 2.5vw, 2rem); }

.gold-text { color: var(--gold); }
.section-label {
  font-family: var(--font-body);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 1rem;
}

/* =============================================
   LAYOUT UTILITIES
   ============================================= */
.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 clamp(1.25rem, 5vw, 4rem);
}

.section { padding: clamp(4rem, 10vw, 8rem) 0; }

/* =============================================
   BUTTONS
   ============================================= */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid transparent;
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-light);
  border-color: var(--gold-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-gold);
}

.btn-outline {
  background: transparent;
  color: var(--gold);
  border-color: var(--gold);
}
.btn-outline:hover {
  background: var(--gold);
  color: var(--navy);
  transform: translateY(-2px);
}

/* =============================================
   DIVIDER
   ============================================= */
.gold-divider {
  width: 60px;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  margin: 1.5rem 0 2rem;
}
.gold-divider.center { margin: 1.5rem auto 2rem; }

/* =============================================
   LOGO IMAGE
   ============================================= */
.site-logo-wrap {
  display: flex;
  align-items: center;
  text-decoration: none;
}
.site-logo-wrap .custom-logo-link {
  display: flex;
  align-items: center;
}
.site-logo-img,
.site-logo-wrap .custom-logo-link img,
.custom-logo {
  height: 56px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  display: block;
  border-radius: 6px;
  transition: opacity 0.3s ease, transform 0.3s ease;
}
.site-logo-wrap:hover .site-logo-img,
.site-logo-wrap:hover .custom-logo {
  opacity: 0.9;
  transform: scale(1.03);
}
#site-header.scrolled .site-logo-img,
#site-header.scrolled .custom-logo {
  height: 44px;
}
@media (max-width: 768px) {
  .site-logo-img, .custom-logo { height: 46px; }
}

/* =============================================
   NAV
   ============================================= */
#site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  padding: 1.25rem 0;
  transition: var(--transition);
}

#site-header.scrolled {
  background: rgba(10,22,40,0.95);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  box-shadow: 0 1px 0 var(--border);
  padding: 0.85rem 0;
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.site-logo {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}
.logo-main {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--white);
  line-height: 1;
}
.logo-sub {
  font-size: 0.6rem;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 500;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 2.5rem;
}

.nav-links a {
  font-size: 0.85rem;
  font-weight: 500;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
  transition: color var(--transition);
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 1px;
  background: var(--gold);
  transition: width var(--transition);
}
.nav-links a:hover { color: var(--white); }
.nav-links a:hover::after { width: 100%; }

.nav-cta { margin-left: 1rem; }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 0.5rem;
  background: none;
  border: none;
}
.hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: var(--transition);
}

/* Mobile Nav */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--navy);
  z-index: 999;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2rem;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  font-family: var(--font-display);
  font-size: 2.2rem;
  color: var(--off-white);
  transition: color var(--transition);
}
.mobile-nav a:hover { color: var(--gold); }

/* =============================================
   HERO
   ============================================= */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(201,168,76,0.08) 0%, transparent 65%),
    radial-gradient(ellipse 60% 80% at 20% 80%, rgba(18,32,64,0.9) 0%, transparent 70%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 50%, var(--charcoal) 100%);
}

.hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.05) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 760px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.4rem 1rem;
  border: 1px solid var(--border);
  border-radius: 100px;
  font-size: 0.75rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 2rem;
  background: rgba(201,168,76,0.05);
}
.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--gold);
  border-radius: 50%;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.4); }
}

.hero h1 { margin-bottom: 1.5rem; }
.hero h1 em {
  font-style: italic;
  color: var(--gold);
}

.hero-desc {
  font-size: clamp(1rem, 1.5vw, 1.2rem);
  color: rgba(245,243,238,0.7);
  max-width: 560px;
  margin-bottom: 2.5rem;
  line-height: 1.8;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}

.hero-stats {
  position: absolute;
  right: 0; bottom: 15%;
  display: flex;
  gap: 2px;
}

.stat-card {
  background: rgba(18,32,64,0.7);
  backdrop-filter: blur(20px);
  border: 1px solid var(--border);
  padding: 1.5rem 2rem;
  text-align: center;
  min-width: 150px;
}
.stat-number {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.stat-label {
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 0.4rem;
}

/* =============================================
   ABOUT
   ============================================= */
.about { background: var(--navy-mid); }

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.about-visual {
  position: relative;
}
.about-img-wrap {
  position: relative;
  aspect-ratio: 4/5;
  background: linear-gradient(135deg, var(--navy-light), var(--charcoal));
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--border);
}
.about-img-wrap::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10,22,40,0.6), transparent);
}
.about-img-placeholder {
  width: 100%; height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-size: 8rem;
  color: rgba(201,168,76,0.15);
  font-weight: 700;
}
.about-accent {
  position: absolute;
  bottom: -1.5rem;
  right: -1.5rem;
  width: 180px;
  background: var(--gold);
  color: var(--navy);
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  text-align: center;
}
.about-accent strong {
  display: block;
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 700;
  line-height: 1;
}
.about-accent span { font-size: 0.75rem; font-weight: 600; letter-spacing: 0.05em; }

.about-content p {
  color: rgba(245,243,238,0.75);
  margin-bottom: 1.2rem;
  font-size: 1.05rem;
  line-height: 1.9;
}

.about-features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin-top: 2rem;
}
.feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
}
.feature-icon {
  width: 36px; height: 36px;
  min-width: 36px;
  background: rgba(201,168,76,0.1);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}
.feature-item h4 {
  font-family: var(--font-body);
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 0.2rem;
}
.feature-item p { font-size: 0.8rem; color: var(--muted); margin: 0; }

/* =============================================
   SERVICES
   ============================================= */
.services { background: var(--navy); }

.section-header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 4rem;
}
.section-header p {
  color: rgba(245,243,238,0.65);
  font-size: 1.05rem;
  margin-top: 1rem;
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}

.service-card {
  background: var(--navy-mid);
  padding: 2.5rem;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.service-card:hover { background: var(--navy-light); }
.service-card:hover::before { transform: scaleX(1); }

.service-icon {
  width: 56px; height: 56px;
  background: rgba(201,168,76,0.08);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 1.5rem;
  transition: var(--transition);
}
.service-card:hover .service-icon {
  background: rgba(201,168,76,0.15);
  border-color: var(--gold);
}

.service-card h3 {
  font-size: 1.3rem;
  margin-bottom: 0.75rem;
}
.service-card p {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.7;
}

/* =============================================
   WHY US
   ============================================= */
.why-us { background: var(--charcoal); }

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.why-list { display: flex; flex-direction: column; gap: 1.5rem; margin-top: 2rem; }
.why-item {
  display: flex;
  gap: 1.25rem;
  padding: 1.5rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: rgba(10,22,40,0.5);
  transition: var(--transition);
  cursor: default;
}
.why-item:hover {
  border-color: var(--gold);
  background: rgba(201,168,76,0.04);
  transform: translateX(6px);
}
.why-num {
  font-family: var(--font-display);
  font-size: 2.5rem;
  font-weight: 700;
  color: rgba(201,168,76,0.3);
  line-height: 1;
  min-width: 3rem;
}
.why-item h4 {
  font-size: 1.05rem;
  margin-bottom: 0.4rem;
  font-family: var(--font-body);
  font-weight: 600;
}
.why-item p { font-size: 0.875rem; color: var(--muted); line-height: 1.7; }

.why-visual {
  position: relative;
  height: 500px;
}
.why-card-big {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--navy-mid), var(--navy-light));
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 1.5rem;
  padding: 3rem;
  text-align: center;
  overflow: hidden;
}
.why-card-big::before {
  content: '';
  position: absolute;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(201,168,76,0.1) 0%, transparent 65%);
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
}
.returns-number {
  font-family: var(--font-display);
  font-size: 6rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  position: relative;
}
.returns-label { font-size: 0.85rem; letter-spacing: 0.15em; text-transform: uppercase; color: var(--muted); }

/* =============================================
   TESTIMONIALS
   ============================================= */
.testimonials { background: var(--navy-mid); }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.testimonial-card {
  background: var(--navy);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: var(--transition);
}
.testimonial-card:hover {
  border-color: var(--gold);
  transform: translateY(-4px);
  box-shadow: var(--shadow-gold);
}
.stars { color: var(--gold); font-size: 0.9rem; margin-bottom: 1rem; letter-spacing: 2px; }
.testimonial-card blockquote {
  font-family: var(--font-display);
  font-size: 1.1rem;
  font-style: italic;
  color: var(--off-white);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}
.t-author { display: flex; align-items: center; gap: 0.75rem; }
.t-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-dark));
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--navy);
  font-size: 1.1rem;
}
.t-name { font-weight: 600; font-size: 0.9rem; }
.t-role { font-size: 0.8rem; color: var(--muted); }

/* =============================================
   CTA SECTION
   ============================================= */
.cta-section {
  background: var(--gold);
  position: relative;
  overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(
    -45deg,
    transparent,
    transparent 20px,
    rgba(10,22,40,0.03) 20px,
    rgba(10,22,40,0.03) 21px
  );
}
.cta-inner {
  position: relative;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}
.cta-inner h2 { color: var(--navy); }
.cta-inner p {
  color: rgba(10,22,40,0.7);
  font-size: 1.1rem;
  margin: 1rem 0 2rem;
}
.btn-navy {
  background: var(--navy);
  color: var(--gold);
  border: 2px solid var(--navy);
}
.btn-navy:hover {
  background: var(--navy-mid);
  transform: translateY(-2px);
  box-shadow: 0 10px 30px rgba(10,22,40,0.3);
}

/* =============================================
   CONTACT
   ============================================= */
.contact { background: var(--navy); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 5rem;
  align-items: start;
}

.contact-info { display: flex; flex-direction: column; gap: 2rem; margin-top: 1rem; }
.contact-item { display: flex; gap: 1rem; align-items: flex-start; }
.contact-icon {
  width: 44px; height: 44px; min-width: 44px;
  background: rgba(201,168,76,0.1);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
}
.contact-item h4 { font-family: var(--font-body); font-size: 0.8rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--gold); font-weight: 600; margin-bottom: 0.3rem; }
.contact-item p { font-size: 0.95rem; color: rgba(245,243,238,0.8); }

.contact-form { display: flex; flex-direction: column; gap: 1.25rem; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }

.form-group { display: flex; flex-direction: column; gap: 0.5rem; }
.form-group label {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
}
.form-group input,
.form-group select,
.form-group textarea {
  background: rgba(28,48,96,0.3);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.85rem 1rem;
  color: var(--off-white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: var(--transition);
  outline: none;
  width: 100%;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--gold);
  background: rgba(28,48,96,0.5);
}
.form-group select option { background: var(--navy-mid); }
.form-group textarea { resize: vertical; min-height: 120px; }

/* =============================================
   FOOTER
   ============================================= */
.site-footer {
  background: var(--charcoal);
  border-top: 1px solid var(--border);
  padding: 4rem 0 2rem;
}

.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
  margin-bottom: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid var(--border);
}

.footer-brand p {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.8;
  margin-top: 1rem;
  max-width: 280px;
}

.footer-col h4 {
  font-family: var(--font-body);
  font-size: 0.75rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 1.25rem;
}
.footer-col ul { display: flex; flex-direction: column; gap: 0.7rem; }
.footer-col ul a {
  color: var(--muted);
  font-size: 0.9rem;
  transition: color var(--transition);
}
.footer-col ul a:hover { color: var(--off-white); }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1rem;
}
.footer-bottom p { color: var(--muted); font-size: 0.82rem; }
.footer-legal { display: flex; gap: 1.5rem; }
.footer-legal a { color: var(--muted); font-size: 0.82rem; transition: color var(--transition); }
.footer-legal a:hover { color: var(--gold); }

/* =============================================
   SCROLL ANIMATIONS
   ============================================= */
.reveal {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }
.reveal-delay-4 { transition-delay: 0.4s; }

/* =============================================
   MEGA MENU (SERVICES DROPDOWN)
   ============================================= */
.nav-item {
  position: static;
}
.nav-item.has-dropdown {
  position: relative;
}
.nav-dropdown-trigger {
  display: flex;
  align-items: center;
  gap: 0.3rem;
  cursor: pointer;
}
.nav-arrow {
  font-size: 0.65rem;
  transition: transform var(--transition);
  display: inline-block;
}
.nav-item.has-dropdown:hover .nav-arrow,
.nav-item.has-dropdown.open .nav-arrow {
  transform: rotate(180deg);
}

.mega-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(4px);
  padding-top: 1rem; /* invisible bridge — fills gap between trigger and panel */
  background: transparent;
  width: 860px;
  max-width: 95vw;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.22s ease, transform 0.22s ease, visibility 0.22s;
  z-index: 2000;
}

.nav-item.has-dropdown:hover .mega-menu,
.nav-item.has-dropdown.open .mega-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}

/* The actual visible panel sits inside .mega-menu */
.mega-menu-panel {
  background: rgba(10, 14, 45, 0.98);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  box-shadow: 0 32px 80px rgba(0,0,0,0.5);
  position: relative;
}

/* Arrow pointer on mega menu */
.mega-menu-panel::before {
  content: '';
  position: absolute;
  top: -6px;
  left: 50%;
  transform: translateX(-50%) rotate(45deg);
  width: 12px;
  height: 12px;
  background: rgba(10, 14, 45, 0.98);
  border-top: 1px solid var(--border);
  border-left: 1px solid var(--border);
}

.mega-menu-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  padding: 1.75rem;
  gap: 0.5rem;
}

.mega-col {
  padding: 1rem;
  border-radius: var(--radius);
  transition: background var(--transition);
}
.mega-col:hover {
  background: rgba(201,168,76,0.04);
}

.mega-col-header {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid var(--border);
}
.mega-col-icon { font-size: 1rem; }
.mega-col-header span:last-child {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
}

.mega-col ul { display: flex; flex-direction: column; gap: 0.3rem; }
.mega-col ul a {
  display: block;
  font-size: 0.82rem;
  color: rgba(245,243,238,0.65);
  padding: 0.35rem 0.5rem;
  border-radius: var(--radius);
  transition: color var(--transition), background var(--transition);
  letter-spacing: 0;
  text-transform: none;
  font-weight: 400;
}
.mega-col ul a::after { display: none; }
.mega-col ul a:hover {
  color: var(--gold);
  background: rgba(201,168,76,0.08);
}
.mega-col-view-all {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
  transition: opacity var(--transition);
}
.mega-col-view-all:hover { opacity: 0.75; }

/* =============================================
   MOBILE NAV SERVICES GROUP
   ============================================= */
.mobile-nav-group {
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.mobile-nav-toggle {
  background: none;
  border: none;
  font-family: var(--font-display);
  font-size: 2.2rem;
  color: var(--off-white);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  transition: color var(--transition);
}
.mobile-nav-toggle:hover { color: var(--gold); }
.mobile-nav-arrow {
  font-size: 1.2rem;
  transition: transform var(--transition);
  display: inline-block;
}
.mobile-nav-toggle.open .mobile-nav-arrow { transform: rotate(180deg); }

.mobile-sub-nav {
  display: none;
  flex-direction: column;
  align-items: center;
  gap: 0.6rem;
  margin-top: 0.5rem;
  padding: 1rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  background: rgba(201,168,76,0.04);
  width: 90%;
}
.mobile-sub-nav.open { display: flex; }
.mobile-sub-nav a {
  font-family: var(--font-body) !important;
  font-size: 1rem !important;
  color: rgba(245,243,238,0.75) !important;
  padding: 0.3rem 0;
}
.mobile-sub-nav a:hover { color: var(--gold) !important; }

/* =============================================
   SERVICE TABS
   ============================================= */
.service-tabs {
  display: flex;
  gap: 0.5rem;
  flex-wrap: wrap;
  justify-content: center;
  margin-bottom: 2.5rem;
}
.service-tab {
  background: transparent;
  border: 1px solid var(--border);
  border-radius: 100px;
  padding: 0.6rem 1.4rem;
  font-family: var(--font-body);
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--muted);
  cursor: pointer;
  transition: var(--transition);
  letter-spacing: 0.03em;
}
.service-tab:hover {
  border-color: var(--gold);
  color: var(--off-white);
}
.service-tab.active {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy);
}

.service-tab-content { display: none; }
.service-tab-content.active { display: block; }

.services-category-intro {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 2.5rem;
}
.services-intro-text {
  color: rgba(245,243,238,0.65);
  font-size: 1rem;
  line-height: 1.8;
}

/* =============================================
   SERVICE CARDS V2
   ============================================= */
.services-grid-v2 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.service-card-v2 {
  background: var(--navy-mid);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  position: relative;
  transition: var(--transition);
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.service-card-v2::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.service-card-v2:hover {
  border-color: rgba(201,168,76,0.4);
  background: var(--navy-light);
  transform: translateY(-4px);
  box-shadow: var(--shadow-gold);
}
.service-card-v2:hover::before { transform: scaleX(1); }

.service-tag {
  display: inline-block;
  position: absolute;
  top: 1rem; right: 1rem;
  padding: 0.2rem 0.65rem;
  background: rgba(201,168,76,0.12);
  border: 1px solid rgba(201,168,76,0.3);
  border-radius: 100px;
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
}

.service-card-v2 .service-icon {
  width: 52px; height: 52px;
  background: rgba(201,168,76,0.08);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 1.25rem;
  transition: var(--transition);
}
.service-card-v2:hover .service-icon {
  background: rgba(201,168,76,0.15);
  border-color: var(--gold);
}

.service-card-v2 h3 {
  font-size: 1.1rem;
  margin-bottom: 0.6rem;
}
.service-card-v2 p {
  color: var(--muted);
  font-size: 0.875rem;
  line-height: 1.75;
  flex: 1;
}
.service-link {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  margin-top: 1.25rem;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold);
  letter-spacing: 0.03em;
  transition: gap var(--transition), color var(--transition);
}
.service-link:hover { gap: 0.6rem; color: var(--gold-light); }

.services-view-all {
  text-align: center;
  margin-top: 2.5rem;
}

/* =============================================
   ============================================= */
@media (max-width: 1024px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .services-grid-v2 { grid-template-columns: repeat(2, 1fr); }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .hero-stats { display: none; }
  .mega-menu { width: 700px; }
  .mega-menu-inner { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .hamburger { display: flex; }

  .about-grid,
  .why-grid,
  .contact-grid { grid-template-columns: 1fr; gap: 2.5rem; }

  .testimonials-grid { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .services-grid-v2 { grid-template-columns: 1fr; }

  .service-tabs { gap: 0.4rem; }
  .service-tab { font-size: 0.75rem; padding: 0.5rem 1rem; }

  .form-row { grid-template-columns: 1fr; }

  .about-accent { right: 0; bottom: -1rem; }

  .why-visual { height: 300px; }

  .footer-top { grid-template-columns: 1fr; gap: 2rem; }
  .footer-bottom { flex-direction: column; text-align: center; }

  .about-features { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .hero-actions { flex-direction: column; align-items: flex-start; }
}

/* =============================================
   SERVICE PAGE TEMPLATES
   ============================================= */

/* ── Service Hero ── */
.service-hero {
  min-height: 52vh;
  display: flex;
  align-items: flex-end;
  position: relative;
  overflow: hidden;
  padding-bottom: 5rem;
  padding-top: 10rem;
}
.service-hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 60% at 80% 40%, rgba(201,168,76,0.10) 0%, transparent 65%),
    linear-gradient(135deg, var(--charcoal) 0%, var(--navy-mid) 60%, var(--navy) 100%);
}
.service-hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
}
.service-hero-content {
  position: relative;
  z-index: 2;
  max-width: 780px;
}
.service-hero-content h1 {
  font-size: clamp(2.2rem, 5vw, 4rem);
  margin-bottom: 1.25rem;
}
.service-hero-content .lead {
  font-size: clamp(1rem, 1.5vw, 1.18rem);
  color: rgba(245,243,238,0.72);
  line-height: 1.85;
  max-width: 640px;
  margin-bottom: 2rem;
}
.service-hero-actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* ── Breadcrumb ── */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
  flex-wrap: wrap;
}
.breadcrumb a { color: var(--gold); transition: opacity var(--transition); }
.breadcrumb a:hover { opacity: 0.8; }
.breadcrumb-sep { color: rgba(255,255,255,0.2); }

/* ── Service Overview ── */
.service-overview {
  background: var(--navy-mid);
}
.service-overview-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 5rem;
  align-items: center;
}
.service-overview-text p {
  color: rgba(245,243,238,0.75);
  font-size: 1.05rem;
  line-height: 1.95;
  margin-bottom: 1.2rem;
}
.service-stats-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.service-stat-box {
  background: var(--navy);
  padding: 2rem 1.5rem;
  text-align: center;
  transition: background var(--transition);
}
.service-stat-box:hover { background: var(--navy-light); }
.service-stat-box .stat-number {
  font-family: var(--font-display);
  font-size: 2.4rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  display: block;
}
.service-stat-box .stat-label {
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 0.4rem;
  display: block;
}

/* ── Benefits ── */
.service-benefits {
  background: var(--navy);
}
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}
.benefit-card {
  background: var(--navy-mid);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.benefit-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--gold), transparent);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform var(--transition);
}
.benefit-card:hover {
  border-color: rgba(201,168,76,0.35);
  transform: translateY(-4px);
  box-shadow: var(--shadow-gold);
}
.benefit-card:hover::after { transform: scaleX(1); }
.benefit-icon {
  font-size: 2rem;
  margin-bottom: 1rem;
  display: block;
}
.benefit-card h4 {
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.5rem;
  color: var(--off-white);
}
.benefit-card p {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.75;
}

/* ── Sub-services ── */
.sub-services {
  background: var(--charcoal);
}
.sub-services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 3rem;
}
.sub-service-card {
  background: var(--navy-mid);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2.25rem;
  display: flex;
  gap: 1.5rem;
  align-items: flex-start;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}
.sub-service-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 3px; height: 100%;
  background: var(--gold);
  transform: scaleY(0);
  transform-origin: top;
  transition: transform var(--transition);
}
.sub-service-card:hover {
  border-color: rgba(201,168,76,0.35);
  background: var(--navy-light);
  transform: translateX(4px);
}
.sub-service-card:hover::before { transform: scaleY(1); }
.sub-service-icon {
  width: 54px; height: 54px; min-width: 54px;
  background: rgba(201,168,76,0.08);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  transition: var(--transition);
}
.sub-service-card:hover .sub-service-icon {
  background: rgba(201,168,76,0.15);
  border-color: var(--gold);
}
.sub-service-body h3 {
  font-size: 1.15rem;
  margin-bottom: 0.5rem;
}
.sub-service-tag {
  display: inline-block;
  padding: 0.15rem 0.6rem;
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 100px;
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
  display: inline-block;
}
.sub-service-body p {
  font-size: 0.875rem;
  color: var(--muted);
  line-height: 1.75;
  margin-bottom: 1rem;
}
.sub-service-link {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  transition: gap var(--transition);
}
.sub-service-link:hover { gap: 0.6rem; }

/* ── Service Contact ── */
.service-contact {
  background: var(--navy-mid);
}
.service-contact-inner {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 5rem;
  align-items: start;
}
.service-contact-info h2 { margin-bottom: 1rem; }
.service-contact-info p {
  color: rgba(245,243,238,0.7);
  font-size: 1rem;
  line-height: 1.85;
  margin-bottom: 2rem;
}
.contact-highlights {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.contact-highlight {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 0.9rem;
  color: rgba(245,243,238,0.8);
}
.contact-highlight-icon {
  width: 34px; height: 34px; min-width: 34px;
  background: rgba(201,168,76,0.1);
  border: 1px solid var(--border);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.9rem;
}

/* ── Process Steps ── */
.process-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: 2.5rem;
  position: relative;
}
.process-steps::before {
  content: '';
  position: absolute;
  left: 20px; top: 0; bottom: 0;
  width: 1px;
  background: linear-gradient(to bottom, var(--gold), transparent);
}
.process-step {
  display: flex;
  gap: 1.5rem;
  padding: 1.25rem 0;
  position: relative;
}
.step-num {
  width: 40px; height: 40px; min-width: 40px;
  background: var(--navy);
  border: 1px solid var(--gold);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--gold);
  position: relative;
  z-index: 1;
}
.step-body h4 {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 0.25rem;
  padding-top: 0.5rem;
}
.step-body p { font-size: 0.82rem; color: var(--muted); line-height: 1.65; }

/* Responsive for service pages */
@media (max-width: 1024px) {
  .service-overview-grid { grid-template-columns: 1fr; gap: 3rem; }
  .service-contact-inner { grid-template-columns: 1fr; gap: 3rem; }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .sub-services-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .service-stats-panel { grid-template-columns: 1fr 1fr; }
  .sub-service-card { flex-direction: column; gap: 1rem; }
  .service-hero { padding-top: 8rem; }
}

/* =============================================
   SERVICE PAGE SHARED STYLES
   ============================================= */

/* Page Hero */
.service-hero {
  min-height: 52vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding-top: 100px;
}
.service-hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 70% 60% at 65% 50%, rgba(201,168,76,0.09) 0%, transparent 65%),
    linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, var(--charcoal) 100%);
}
.service-hero-grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
}
.service-hero-content { position: relative; z-index: 2; max-width: 780px; }
.service-hero-content h1 { margin-bottom: 1.25rem; }
.service-hero-content .hero-desc {
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  color: rgba(245,243,238,0.72);
  max-width: 620px;
  margin-bottom: 2rem;
  line-height: 1.85;
}
.service-hero-actions { display: flex; gap: 1rem; flex-wrap: wrap; }

/* Breadcrumb */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.78rem;
  color: var(--muted);
  margin-bottom: 1.5rem;
}
.breadcrumb a { color: var(--muted); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: var(--gold); font-weight: 600; }
.breadcrumb-sep { opacity: 0.4; }

/* Overview */
.service-overview { background: var(--navy-mid); }
.service-overview-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 5rem;
  align-items: center;
}
.service-overview-text p {
  color: rgba(245,243,238,0.75);
  font-size: 1.05rem;
  line-height: 1.95;
  margin-bottom: 1.2rem;
}
.service-stats-box {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
}
.service-stat-item {
  background: var(--navy);
  padding: 1.75rem;
  text-align: center;
}
.service-stat-item .stat-number {
  font-family: var(--font-display);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  display: block;
}
.service-stat-item .stat-label {
  font-size: 0.73rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  margin-top: 0.4rem;
  display: block;
}

/* Benefits */
.service-benefits { background: var(--navy); }
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}
.benefit-card {
  background: var(--navy-mid);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  transition: var(--transition);
}
.benefit-card:hover {
  border-color: rgba(201,168,76,0.4);
  transform: translateY(-4px);
  box-shadow: var(--shadow-gold);
}
.benefit-icon {
  font-size: 1.8rem;
  margin-bottom: 1rem;
  display: block;
}
.benefit-card h4 {
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
}
.benefit-card p { font-size: 0.875rem; color: var(--muted); line-height: 1.75; }

/* Sub-services */
.service-sub { background: var(--charcoal); }
.sub-services-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
  margin-top: 3rem;
}
.sub-service-card {
  background: var(--navy-mid);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
  transition: var(--transition);
}
.sub-service-card:hover {
  border-color: rgba(201,168,76,0.35);
  background: var(--navy-light);
}
.sub-service-num {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 700;
  color: rgba(201,168,76,0.25);
  line-height: 1;
  min-width: 2.5rem;
}
.sub-service-card h4 {
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 0.4rem;
}
.sub-service-card p { font-size: 0.875rem; color: var(--muted); line-height: 1.75; }

/* Process / How it works */
.service-process { background: var(--navy-mid); }
.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-top: 3rem;
}
.process-step {
  background: var(--navy);
  padding: 2rem 1.5rem;
  text-align: center;
  position: relative;
}
.process-step-num {
  font-family: var(--font-display);
  font-size: 3rem;
  font-weight: 700;
  color: rgba(201,168,76,0.15);
  line-height: 1;
  margin-bottom: 0.75rem;
}
.process-step h4 {
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  margin-bottom: 0.5rem;
}
.process-step p { font-size: 0.82rem; color: var(--muted); line-height: 1.7; }

/* Contact section on service pages */
.service-contact { background: var(--navy); }
.service-contact-inner {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 5rem;
  align-items: start;
}
.service-contact-inner .contact-highlights {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 2rem;
}
.contact-highlight {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  font-size: 0.9rem;
  color: rgba(245,243,238,0.75);
}
.contact-highlight-icon {
  width: 36px; height: 36px; min-width: 36px;
  background: rgba(201,168,76,0.1);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
}

/* Responsive service pages */
@media (max-width: 1024px) {
  .process-steps { grid-template-columns: repeat(2, 1fr); }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .service-overview-grid { grid-template-columns: 1fr; gap: 2.5rem; }
  .service-contact-inner { grid-template-columns: 1fr; gap: 2.5rem; }
  .benefits-grid { grid-template-columns: 1fr; }
  .sub-services-grid { grid-template-columns: 1fr; }
  .process-steps { grid-template-columns: 1fr 1fr; }
  .service-stats-box { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .process-steps { grid-template-columns: 1fr; }
}
.mega-col-view-all {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.06em;
  margin-bottom: 0.6rem;
  text-transform: uppercase;
  transition: gap var(--transition), color var(--transition);
}
.mega-col-view-all:hover { color: var(--gold-light); }

/* =============================================
   FINANCIAL CALCULATORS NAV LINK
   ============================================= */
.nav-calc-link {
  display: inline-flex !important;
  align-items: center;
  gap: 6px;
  padding: 0.45rem 1rem !important;
  border: 1px solid rgba(201,168,76,0.35) !important;
  border-radius: var(--radius) !important;
  color: var(--gold) !important;
  background: rgba(201,168,76,0.07) !important;
  font-size: 0.8rem !important;
  font-weight: 600 !important;
  letter-spacing: 0.05em !important;
  text-transform: uppercase !important;
  transition: var(--transition) !important;
  white-space: nowrap;
}
.nav-calc-link::after { display: none !important; }
.nav-calc-link:hover {
  background: rgba(201,168,76,0.18) !important;
  border-color: var(--gold) !important;
  color: var(--gold-light) !important;
  transform: translateY(-1px);
}
.mobile-calc-link {
  color: var(--gold) !important;
  border: 1px solid rgba(201,168,76,0.3);
  padding: 0.5rem 1.5rem !important;
  border-radius: var(--radius-lg);
  margin-top: 0.5rem;
}

/* =============================================
   CALCULATOR PAGE — HERO
   ============================================= */
#calc-page { padding-top: 80px; }

.calc-hero {
  position: relative;
  padding: 5rem 0 3.5rem;
  background: linear-gradient(160deg, var(--charcoal) 0%, var(--navy) 60%, #0a0e28 100%);
  overflow: hidden;
  text-align: center;
}
.calc-hero-bg-ring {
  position: absolute;
  width: 700px; height: 700px;
  border-radius: 50%;
  border: 1px solid rgba(201,168,76,0.06);
  top: -300px; left: 50%;
  transform: translateX(-50%);
  pointer-events: none;
}
.calc-hero-title {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 5vw, 3.5rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 1rem;
  color: var(--off-white);
}
.calc-hero-title em {
  color: var(--gold);
  font-style: normal;
}
.calc-hero-sub {
  color: var(--muted);
  font-size: 1rem;
  max-width: 520px;
  margin: 0 auto 1.8rem;
  line-height: 1.7;
}
.calc-hero-pills {
  display: flex;
  gap: 10px;
  justify-content: center;
  flex-wrap: wrap;
}
.cpill {
  background: rgba(201,168,76,0.08);
  border: 1px solid rgba(201,168,76,0.2);
  color: rgba(245,243,238,0.7);
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 6px 14px;
  border-radius: 50px;
}

/* ── TABS BAR ── */
.calc-tabs-bar {
  background: rgba(11,15,46,0.9);
  border-bottom: 1px solid var(--border);
  padding: 0;
  position: sticky;
  top: 68px;
  z-index: 100;
}
.calc-tab-group {
  display: flex;
  gap: 0;
  padding: 0;
}
.calc-tab {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 1rem 1.5rem;
  border: none;
  background: transparent;
  color: var(--muted);
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  cursor: pointer;
  border-bottom: 2px solid transparent;
  transition: var(--transition);
}
.calc-tab.active {
  color: var(--gold);
  border-bottom-color: var(--gold);
  background: rgba(201,168,76,0.04);
}
.calc-tab:hover:not(.active) { color: var(--off-white); }
.ctab-icon { font-size: 1rem; }

/* ── TAB CONTENT ── */
.ctab-content { display: none; }
.ctab-content.active { display: block; }

/* ── LAYOUT ── */
.calc-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 28px;
  align-items: start;
}

/* ── SIDEBAR ── */
.calc-sidebar {
  position: sticky;
  top: 132px;
  background: rgba(21,26,74,0.4);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.25rem;
}
.csidebar-label {
  font-size: 0.65rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--muted);
  padding: 0 0.25rem;
  margin-bottom: 0.75rem;
}
.csidebar-nav {
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.cside-btn {
  width: 100%;
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0.6rem 0.75rem;
  border: none;
  border-radius: var(--radius);
  background: transparent;
  color: var(--muted);
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 500;
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
}
.cside-btn span { font-size: 0.95rem; flex-shrink: 0; }
.cside-btn:hover { background: rgba(255,255,255,0.04); color: var(--off-white); }
.cside-btn.active {
  background: rgba(201,168,76,0.1);
  color: var(--gold);
  font-weight: 600;
  border-left: 2px solid var(--gold);
}
.calc-mobile-select { display: none; }

/* ── CALC PANEL ── */
.calc-panel { min-height: 500px; }
.calc-box { display: none; }
.calc-box.active { display: block; }

.cbox-header {
  margin-bottom: 2rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border);
}
.cbox-tag {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 0.5rem;
}
.cbox-title {
  font-family: var(--font-display);
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--off-white);
  margin-bottom: 0.5rem;
}
.cbox-desc {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.65;
  max-width: 500px;
}

.cbox-body {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 36px;
}

/* ── INPUTS ── */
.cinp-group { margin-bottom: 1.5rem; }
.cinp-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--off-white);
  margin-bottom: 0.6rem;
  letter-spacing: 0.02em;
}
.cinp-val {
  color: var(--gold);
  font-weight: 700;
  font-size: 0.9rem;
}
.cinp-row {
  position: relative;
  display: flex;
  align-items: center;
}
.cinp-pre {
  position: absolute;
  left: 12px;
  color: var(--muted);
  font-size: 0.9rem;
  font-weight: 500;
  pointer-events: none;
  z-index: 1;
}
.cinp-suf {
  position: absolute;
  right: 12px;
  color: var(--muted);
  font-size: 0.85rem;
  font-weight: 500;
  pointer-events: none;
}
.cinp-row input[type=number] {
  width: 100%;
  background: rgba(255,255,255,0.04);
  border: 1.5px solid rgba(201,168,76,0.15);
  border-radius: var(--radius);
  color: var(--off-white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  font-weight: 600;
  padding: 0.7rem 2.5rem 0.7rem 2.2rem;
  outline: none;
  transition: border-color var(--transition);
  -moz-appearance: textfield;
}
.cinp-row input.no-pre {
  padding-left: 0.85rem;
}
.cinp-row input[type=number]::-webkit-outer-spin-button,
.cinp-row input[type=number]::-webkit-inner-spin-button { -webkit-appearance: none; }
.cinp-row input[type=number]:focus { border-color: var(--gold); }
input[type=range] {
  width: 100%;
  -webkit-appearance: none;
  height: 3px;
  background: rgba(201,168,76,0.15);
  border-radius: 2px;
  outline: none;
  cursor: pointer;
  margin-top: 0.6rem;
}
input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 16px; height: 16px;
  background: var(--gold);
  border-radius: 50%;
  cursor: pointer;
  box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
}

/* ── RESULTS ── */
.cresult-main {
  background: rgba(201,168,76,0.06);
  border: 1px solid rgba(201,168,76,0.18);
  border-radius: var(--radius-lg);
  padding: 1.5rem;
  margin-bottom: 1rem;
}
.cresult-lbl {
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  margin-bottom: 0.4rem;
}
.cresult-val {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.4rem);
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
}
.cresult-val.green { color: #4ade80; }
.cresult-val.red { color: #f87171; }
.cresult-val.teal { color: #4fd1b5; }

.cresult-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 1rem;
}
.cresult-item {
  background: rgba(255,255,255,0.03);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.85rem 1rem;
}
.cresult-item.teal-card {
  background: rgba(79,209,181,0.04);
  border-color: rgba(79,209,181,0.15);
}
.cri-lbl {
  font-size: 0.7rem;
  color: var(--muted);
  margin-bottom: 0.35rem;
  letter-spacing: 0.03em;
}
.cri-val {
  font-size: 1rem;
  font-weight: 700;
  color: var(--off-white);
}
.cri-val.green { color: #4ade80; }
.cri-val.red { color: #f87171; }
.cri-val.gold { color: var(--gold); }
.cri-val.teal { color: #4fd1b5; }

.cchart-wrap {
  background: rgba(255,255,255,0.02);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 1rem;
  margin-bottom: 1rem;
}
.cchart-wrap canvas { max-height: 200px; }

.cdisclaimer {
  font-size: 0.72rem;
  color: rgba(138,143,170,0.7);
  line-height: 1.6;
  padding: 0.75rem 1rem;
  background: rgba(255,255,255,0.02);
  border-left: 2px solid rgba(201,168,76,0.25);
  border-radius: 0 var(--radius) var(--radius) 0;
  margin-top: 0.5rem;
}

/* ── CTA ── */
.calc-cta {
  background: linear-gradient(135deg, var(--navy-mid) 0%, var(--charcoal) 100%);
  border-top: 1px solid var(--border);
}
.calc-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2rem;
  flex-wrap: wrap;
}
.calc-cta-title {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 700;
  color: var(--off-white);
  margin-bottom: 0.5rem;
}
.calc-cta-sub {
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
  max-width: 480px;
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .calc-layout { grid-template-columns: 200px 1fr; }
}
@media (max-width: 860px) {
  .calc-layout { grid-template-columns: 1fr; }
  .calc-sidebar { position: static; }
  .csidebar-nav { display: none; }
  .calc-mobile-select {
    display: block;
    width: 100%;
    background: rgba(255,255,255,0.04);
    border: 1.5px solid rgba(201,168,76,0.2);
    border-radius: var(--radius);
    color: var(--off-white);
    font-family: var(--font-body);
    font-size: 0.9rem;
    padding: 0.75rem 1rem;
    outline: none;
    cursor: pointer;
    margin-top: 0.5rem;
  }
  .calc-mobile-select option { background: var(--navy); }
  .cbox-body { grid-template-columns: 1fr; }
  .calc-tab-group { overflow-x: auto; }
  .calc-tab { padding: 0.85rem 1rem; font-size: 0.78rem; white-space: nowrap; }
}
@media (max-width: 600px) {
  .cresult-grid { grid-template-columns: 1fr; }
  .calc-hero { padding: 4rem 0 2.5rem; }
}