Mutual Fund Planning & Advisory
Expertly curated mutual fund portfolios using AI-assisted analysis, designed from scratch to match your financial goals, investment timeline, and risk appetite.
Why Mutual Funds?
Mutual funds are one of the most accessible and well-regulated investment vehicles in India, offering professional management, diversification, and liquidity starting from as little as Rs.500 per month via SIP. They pool money from thousands of investors to invest across stocks, bonds, and other instruments.
At Dhruv Investment, we go beyond simply recommending mutual funds — we design complete, goal-based mutual fund portfolios from scratch using our proprietary AI-assisted fund selection framework. We screen across 40+ fund houses and thousands of schemes to identify consistently top-performing funds with strong risk-adjusted returns.
Whether you are a first-time investor starting a SIP, a salaried professional building a retirement corpus, or an HNI seeking tax-efficient debt exposure, we have a curated strategy for you — monitored and rebalanced regularly.
Key Benefits
What sets our Mutual Funds apart.
AI-Assisted Fund Selection
Our proprietary screening framework analyses thousands of fund schemes across risk-adjusted returns, consistency, manager track record, and portfolio quality.
Goal-Based Portfolio Design
Every portfolio is built around a specific goal — child education, home purchase, retirement, or wealth creation — with defined timelines and milestone tracking.
Start with Rs.500/month
Mutual funds are accessible to everyone. You can begin your investment journey with a simple SIP of Rs.500/month and scale up as your income grows.
Regular Rebalancing
We periodically review and rebalance your mutual fund portfolio to maintain the right asset allocation as markets move and your goals evolve.
Tax-Efficient Strategies
We structure your mutual fund investments to minimise tax liability — leveraging ELSS for Section 80C benefits, debt fund indexation, and optimal redemption timing.
Transparent Reporting
Regular portfolio statements, returns analysis, and performance comparisons against benchmarks — you always know exactly how your investments are performing.
Our Mutual Funds Offerings
Explore the full range of services under this category.
Equity Mutual Funds
Growth-oriented funds investing primarily in equities — large cap, mid cap, small cap, sectoral, and flexi-cap. Ideal for long-term wealth creation with a 5+ year horizon.
Debt & Fixed Income Funds
Capital protection with steady income through government securities, corporate bonds, and money market instruments. Ideal for conservative investors and short-term goals.
Hybrid & Balanced Funds
A blend of equity and debt offering a balanced risk-return profile. Perfect for moderate investors seeking stability with reasonable growth potential.
SIP Portfolio Design
Systematic Investment Plans customised to your monthly contribution capacity. We design, monitor, and rebalance your SIP basket for consistent long-term compounding.
ELSS & Tax Saving Funds
Equity Linked Savings Schemes offering Rs.1.5 Lakh deduction under Section 80C with the shortest lock-in of 3 years among all 80C instruments.
Goal-Based MF Baskets
Custom mutual fund baskets aligned with specific life goals — child education, home purchase, retirement corpus — with defined timelines, milestone alerts, and regular reviews.
Our Simple Process
Getting started with Dhruv Investment is straightforward and transparent.
Goal Discovery
We understand your financial goals, investment timeline, monthly cash flow, tax bracket, and existing investments to build the right strategy.
Fund Selection
Our AI-assisted framework screens thousands of schemes to shortlist the best funds across categories — balanced for risk, return, and consistency.
Portfolio Launch
Complete KYC online in minutes, set up SIP mandates, and start investing. Lump sum or SIP — we guide you through the entire process seamlessly.
Review & Rebalance
Quarterly portfolio reviews, annual goal progress checks, and rebalancing recommendations to keep your portfolio on track towards your targets.
Start Your Investment Journey
Speak with our expert advisors — no obligation, just clarity on how we can help you grow your wealth.